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The 6 Reasons Fintech Apps Require Real-Time Decisioning

VoltDB

In the fast-paced world of financial technology (fintech), real-time decisioning has become a cornerstone of innovation and success. Fintech apps are reshaping the financial landscape by offering users unprecedented convenience, speed, and personalization.

FinTech 94
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Accelerating digital transformation for financial services companies with a unified observability platform

Dynatrace

Banking customers now expect digital experiences on par with those delivered by leading e-commerce and technology companies, and emerging financial technology (fintech) companies are racing to provide these kinds of experiences. Innovation today requires some degree of cloud transformation.

FinTech 206
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The state of digital transformation in Banking in the UK: Four Questions with Forrester Analyst

Dynatrace

Being smarter about their footprint and technology, as well as shifting to paperless and cashless branches, can reduce branch costs with little to no impact on the business. Customers still value the empathy a human advisor brings, but digital technology can augment that experience. Is security a barrier to digitally transforming?

FinTech 142
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Late Mover Advantage

The Agile Manager

Orders duplicated across multiple intermediaries meant that even the smartest algorithms and the fastest technology would provide only a fleeting edge as competitors would quickly catch up. An intermediary couldn't crush the competition with customer love, innovation, tech firepower, or scale.

FinTech 40
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The Ultimate Guide to Open Source Databases

Percona

Their work produces higher-quality code and enables faster innovation, while maintaining high security standards. But vendor lock-in can occur, making a company susceptible to price hikes, paying for unnecessary technology, and being blocked from new technology that could be advantageous.

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Lost Productivity or Found Hyperefficiency?

The Agile Manager

In particular, they cite the lack of breakthrough technologies - e.g, The productivity is there, and will intensify with technologies such as AI and ML; the instrumentation simply doesn't exist to measure it. In this definition, productivity through technology is a deflationary force that makes products more affordable.

Energy 52
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The Tortoise Strategy

The Agile Manager

Three years ago, I wrote that the unstoppable forces of Fintech were running into the immovable force of financial orthodoxy. loan books originated by peer-to-peer lenders), licensing their technology, or investing in their business and getting board seats.